Financial

The Amortization Calculator helps you estimate monthly payments and generate customized amortization schedules based on your loan amount, term, and interest rate.

Estimate your monthly auto lease payments, total depreciation, and rent charges with our modern auto lease calculator.

Estimate your monthly car payments, total interest, and the true cost of your next vehicle purchase with our comprehensive auto loan calculator.

Calculate your monthly boat payment, total interest, and full amortization schedule — including down payment and trade-in value.

Estimate your business loan monthly payment, net proceeds after origination fees, and total cost over the life of the loan.

Calculate your Canadian mortgage payment using legally-mandated semi-annual compounding, plus the remaining balance you'll actually owe at renewal time.

Compare auto manufacturer incentives to determine if a cash back rebate or a low promotional interest rate offers better long-term savings on your car purchase.

Find out how long it will take to pay off your credit card balance, how much interest you'll pay, and how much the minimum-payment trap really costs.

Compare paying off several existing debts separately against rolling them into a single consolidation loan, and see the real savings (or cost) in interest and monthly payment.

Simulate paying off multiple debts at once with the snowball (smallest balance first) or avalanche (highest interest first) strategy, and see exactly when you'll be debt-free.

The Debt-to-Income (DTI) Ratio Calculator computes your front-end and back-end debt percentages based on your gross income.

Use this down payment calculator to find your affordable home price from available cash, calculate exactly how much cash you need for a given home price, or determine your down payment percentage.

Calculate the debt service coverage ratio (DSCR) from net operating income and loan terms, check it against a lender’s minimum such as 1.25, and find the largest loan the property can support.

The FHA Loan Calculator helps estimate your monthly payment and total costs associated with FHA mortgages.

Use this HELOC calculator to estimate your draw period and repayment period monthly payments, total interest paid, and see a full amortization schedule for your Home Equity Line of Credit.

The Home Equity Loan Calculator helps you estimate monthly payments based on loan values, and discover your potential maximum borrowable home equity.

Estimate an affordable purchase amount for a house based on either household income-to-debt estimates or fixed monthly budgets.

Calculate your monthly loan payment, total interest, and full amortization schedule for any fixed-rate installment loan.

Free loan comparison calculator. Compare up to three loans by monthly payment, total interest, upfront fees, total cost and fee-inclusive APR to see which offer is really cheapest.

Calculate loan-to-value (LTV) and combined loan-to-value (CLTV) for a mortgage or home equity loan, see your equity, and find how much to pay down to reach the 80 percent and 78 percent marks where mortgage insurance ends.

The Mortgage Calculator helps estimate the monthly payment due along with other financial costs associated with mortgages.

Evaluate how adding extra payments or bi-weekly payments can save on interest and shorten your mortgage term.

Free mortgage points calculator. See what discount points cost, your new rate and payment, how many months until they pay for themselves and the net gain over the years you keep the loan.

Estimate your personal loan monthly payment, net proceeds after origination fees, and total interest — great for debt consolidation planning.

Compare your existing loan against a refinanced loan to evaluate monthly payment reductions or lifetime savings.

Decide whether it makes more financial sense to rent or buy a home by comparing costs, appreciation, and investment returns over time.

The Rental Property Calculator evaluates the financial viability, cash flow, and potential return on investment (ROI) of real estate rentals over time.

Get a ballpark estimate of how much cash a reverse mortgage (HECM-style) could make available from your home equity, based on your age, home value, and an assumed interest rate.

Estimate your student loan monthly payment, total interest, and payoff timeline — including grace period interest capitalization.

Estimate your UK mortgage payment (repayment or interest-only), Stamp Duty Land Tax (SDLT), and total upfront cash needed for a first-time buyer or home mover.

The VA Mortgage Calculator helps estimate the specialized costs associated with a Veterans Affairs loan.

Project your 401(k) balance at retirement, including your employee contributions, employer match, and optional annual raises.

Project the future value of an annuity's accumulation phase from an optional lump sum, periodic contributions, and an annual growth rate.

Calculate the fixed monthly payout an insurance annuity can generate from a starting balance over a guaranteed fixed term.

Calculate the true cost of borrowing with the APR Calculator. Understand hidden fees and interest expenses for both general loans and mortgages.

Convert between APR and APY for any compounding frequency, from annual to daily and continuous. Add a deposit and a term to see the balance and interest you would earn. Free and exact.

Calculate the arithmetic mean and the geometric mean (annualized/CAGR) return for a series of up to five periodic percentage returns, and see how much volatility drag matters.

Bond present value calculator: solve for price, yield, coupon, or maturity, plus clean/dirty price and accrued interest.

Estimate the federal tax owed on an investment or asset sale, based on your holding period, filing status, and taxable income -- covers both short-term and long-term capital gains.

Calculate the final balance and total interest earned on a Certificate of Deposit (CD). Supports all compounding frequencies and marginal tax adjustments for accurate projections.

Project the total future cost of college and calculate the monthly savings needed to close the gap between your current savings and that cost.

Calculate the estimated future value of your savings or investments with compound interest. Plan your wealth growth with our interactive financial tool.

Project dividend income, yield on cost and portfolio value over the years, with dividend growth, share price growth and an optional dividend reinvestment plan (DRIP). Year-by-year table included. Free.

Project the future value of investing a fixed amount on a regular schedule, and see how it compares to investing the same total as a lump sum today.

The Finance Calculator acts as a Time Value of Money (TVM) solver to calculate Future Value (FV), Periodic Payment (PMT), Interest Rate (I/Y), Number of Periods (N), or Present Value (PV).

Find your financial independence (FI) number from your spending and withdrawal rate, how many years until you reach it, your projected balance at retirement age and your Coast FIRE number. Free and private.

Calculate simple and compound interest with additional contributions, tax considerations, and inflation adjustments.

Accurately determine the real interest rate on loans when only the monthly payment and total price are provided.

The Investment Calculator can help determine one of many different variables concerning investments with a fixed rate of return. Solve for End Amount, Additional Contribution, Return Rate, Starting Amount, or Investment Length.

Project your Traditional IRA balance at retirement, plus this year's tax deduction and the after-tax value of your balance at withdrawal.

Calculate the internal rate of return (IRR) for an initial investment followed by a series of periodic cash flows, plus the NPV at a comparison discount rate.

Calculate the required margin, maximum buying power, and whether your account equity is sufficient to open a leveraged trading position.

Project a mutual fund's future value net of its expense ratio and front-load or back-load sales fees, and see exactly how much those fees cost you over time.

Calculate how many years it takes to recover an initial investment from a series of periodic cash inflows, using the cumulative-cash-flow method with fractional-year interpolation.

Estimate your defined-benefit pension payout from your years of service, accrual rate, and final average salary, including any early-retirement reduction.

Simulate how long a self-managed retirement portfolio will last given your withdrawal amount, expected return, and optional inflation adjustment.

Calculate your Required Minimum Distribution (RMD) using the IRS Uniform Lifetime Table, based on your account balance and current age.

Calculate the total return on investment (ROI) and annualized ROI from a known cost and final value -- no assumed rate of return required.

Project your Roth IRA balance at retirement -- fully tax-free, since Roth contributions are made with after-tax dollars.

Estimate how many years it takes an investment to double, triple, or quadruple at a given annual return -- or find the rate you'd need to double your money in a target number of years.

Estimate the end balance and interest of your savings accounts, considering factors like tax, inflation, and periodic contributions.

Free simple interest calculator using I = Prt. Find interest earned, final balance, or solve for rate on loans and investments instantly.

Estimate your Social Security Primary Insurance Amount from your average indexed monthly earnings, and see how claiming early or late changes your benefit.

Find your new average cost per share after buying more of a stock, how many shares you would need to reach a target average, and your profit or loss at the current price. Free and private.

Calculate profit or loss on a stock trade including buy and sell fees, return percentage, break-even sell price, tax on gains and the sell price needed for a target return. Free and private.

Find your break-even point in units and sales from fixed costs, variable cost per unit and price. Add a target profit to see the sales you need, and expected sales for your margin of safety. Free.

Compare your actual spending against the 50/30/20 budgeting rule (or your own custom percentages) across needs, wants, and savings, with a variance breakdown for each category.

Calculate sales commission on a flat percentage rate or a progressive tiered rate structure, plus your On-Target-Earnings total when a base salary is added.

Free credit utilization calculator. Enter balances and limits for up to five credit cards to see your utilization ratio per card and overall, and how much to pay down to reach a target like 10% or 30%.

Calculate asset depreciation using the Straight-Line, Declining Balance, or Sum-of-Years-Digits method, with a full year-by-year depreciation schedule.

Calculate the final sale price and total savings from one or two stacked percent-off discounts, or work backward from a known sale price to find the original price.

Work out how much your emergency fund should be from your monthly essential expenses and months of cover, then see how long it takes to save with your monthly contribution and interest. Free.

Estimate federal estate tax owed using a simplified flat top-rate approximation -- gross estate value, prior taxable gifts, and the current federal exemption.

Work backward from your target annual income, time off, business expenses, and a tax reserve to the hourly rate you actually need to charge as a freelancer.

Estimate your total federal income tax liability for the year -- taxable income, marginal rate, effective rate, and total tax owed -- using the current tax brackets and standard deduction.

Calculate how inflation changes the value of money over time -- project how much future money you'll need to match today's purchasing power, or discount a future amount back into today's dollars.

Calculate markup and margin from any two of cost, selling price, profit, markup percentage or margin percentage. Know the difference between markup and margin and price products correctly. Free.

Find out whether filing Married Filing Jointly saves you money (a marriage bonus) or costs you money (a marriage penalty) compared to each spouse's tax bill as a single filer.

Calculate your net worth by adding up your assets -- cash, investments, retirement accounts, real estate -- and subtracting your liabilities.

Calculate gross pay including overtime at time-and-a-half or any multiplier, with optional double time after a second threshold. See regular, overtime and double-time pay and your effective hourly rate.

Calculate a pay raise from a percentage, a dollar amount or the new pay. See the new salary, raise amount and percent, hourly equivalent, and your pay after several years of the same raise.

Estimate your take-home pay per paycheck and per year, including federal income tax, Social Security, Medicare, pre-tax 401(k)/HSA contributions, and a flat state tax estimate.

Estimate the affordable monthly rental spending amount based on your income and existing debt levels.

Free rent split calculator for roommates. Divide rent equally, by bedroom size, by income, or with common areas shared equally and bedrooms by size, with shares that add up exactly to the rent.

Convert gross pay between hourly, daily, weekly, biweekly, semimonthly, monthly and annual. Adjust hours per week and paid weeks per year. Free, instant and private.

Calculate US sales tax added at the register -- add tax to a pre-tax price, or back out the pre-tax price and tax amount from a known total.

Free US self-employment tax calculator for 2025 and 2026. Estimate Social Security and Medicare tax on freelance or business profit, the Additional Medicare Tax, the deductible half and quarterly payments.

Add up all your subscriptions, billed weekly, monthly, quarterly or yearly, and see the total per month, per year, per day and over five years, with your biggest costs listed first. Free and private.

Generate accurate weekly time reports with our easy-to-use time card calculator. Support for breaks, rounding, and overtime.

Free unit price calculator. Compare up to four products of different sizes and units (grams, kilos, ounces, pounds, millilitres, litres, fluid ounces or items) to find the cheapest price per kg, lb, litre or unit.

Calculate Value Added Tax (VAT) -- add VAT to a net price to get the gross price, or back out the net price and VAT amount from a VAT-inclusive gross price.